At Montoya Wealth, it’s obvious how much our clients benefit from working with a fiduciary advisor. With lower fees, loyal service, and an emphasis on transparency, the choice is clear.
But just what is a fiduciary financial advisor?
A true fiduciary financial advisor is legally required to act in their clients' best interests at all times, placing the client's needs above personal interest.
Specifically, that means:
Fiduciary advisors like Montoya Wealth Management are organized as registered investment advisors (RIAs). All RIAs are legally bound by the fiduciary standard to place clients’ needs above their own.
Fiduciary advisors must ensure that their advice is offered in good faith and is relevant and thorough, with all pertinent facts disclosed.
Fiduciaries must avoid conflicts of interest and, when they are unavoidable, disclose them.
Fiduciary advisors receive compensation only from their clients and must seek the best investment products on their behalf, in both pricing and terms.