Our fee schedule

The bottom-line

We charge a yearly flat 1% on the assets we manage for you until they reach $1 million. Account values over $1 million cost progressively less to manage.

Please note that at this time, we are close to capacity and are referring clients with fewer than $1,000,000 in investable assets to other capable advisors. See a list of a few of them here.

A little more detail

Assets over $1 million are billed on a progressively lower fee schedule:

Up to $1,000,000 in invested assets:     1% of your account value
$1,000,000 - $2,000,000: $10,000 + .75% of the amount over $1,000,000
$2,000,000 and above: $17,500 + .4% of the amount over $2,000,000

Note: We have a max fee of $21,500.

Occasionally, for complex cases, we may need to create a financial plan before we begin investment management:

Financial planning engagements at the beginning of a client relationship will be billed as a project fee that we base on our hourly rate. You will know the amount ahead of time and it will typically be in the $2,500 to $3,000 range, though it may be as much as $7,500 depending on the complexity of your finances.

Financial planning is included in our service to investment clients:

  • If you are part of a SIMPLE IRA or 401k plan we manage: One module of financial planning per year is included in your fee. View our financial planning modules here.

  • Otherwise, comprehensive financial planning and follow-up are included in your fee.